Why Choose US

C & M Finance Company Limited is a Private financial and investment firm in the UK .We provide Personal Loan, Business Loan, SME Loan, Investment Loan, Project Financing, Bank Guarantees, SBLCs, Letters of Credit, Monetization of BG/SBLC and funding for all kinds of viable projects locally and internationally. 


C & M Finance Company Limited is incorporated in Feb, 4th 2000 with Registration No: 04656641  and is legally registered in UK as a Financial Services Provider with Business Financing.

As most banks have tightened their credit guidelines, many small and medium sized businesses face increased difficulties obtaining approved business loan applications. In addition, the lengthy and time-consuming application process can often hinder business investment decisions resulting in missed revenue growth opportunities. This is why C & M Finance Company Limited flexible and quick business financing solutions are the much preferred funding solution chosen by our clients.


C & M Finance Company Limited can help you to obtain financing for your business or projects, activate credit line, Issue & provide Letters of credit, BG or SBLC for you, provide loans against financial instruments, and monetize financial instruments. We can monetize almost any Project; we can also put most projects into trade. Our POF’s, BG’s and SBLC’s are all from Top Banks.  (This is very important) Great care has to be taken when considering Source of funds.

Investing in the sectors we know best, we can provide more than just financing, we bring insight, knowledge and expertise to every loan, Bank guarantees of Letters of credit transaction. And as a result, businesses that finance with C & M Finance Company Limited benefit from our global know-how and expertise. Around the world, we are helping our customers to invest more, to make more, to sell more and to do it all with greater efficiency. We’re helping companies in ways that no other financial institution or bank can. Only a builder can help you grow. Because we are C & M Finance Company Limited, we set the pace.


Each situation (and company) is unique. One-size-fits-all approaches will never help your business reach its full potential. Custom solutions take advantage of opportunities that your competitors can’t. That’s what we deliver to you.


When we work with you, we roll up our sleeves and become your business partner. Our success is measured by the success of your company. That’s why we invest whatever resources that are needed to get and keep your business on the track.

Service Excellence

  • Being responsive and transparent at all times

  • Building customer loyalty and creating long-term partnerships

  • Differentiating ourselves from other financial services providers

  • Giving the best financial advice and providing creative solutions consistently to our customers



  • Maintaining a reputation for being reliable and responsible financial services provider

  • We want customers to trust that we are always giving them the best service and advice

  • Acting with integrity and honesty with customers, employees, partners and other stakeholders

  • Within our team, we have confidence in each other’s intentions and capabilities, empowering people to use their initiative and to do the right thing


Disciplined Risk-taking

  • We take a strict approach to customer data security and privacy

  • Entrepreneurship and prudent risk-taking among our people are encouraged and rewarded

  • Ming Fong Finance Company Limited must bear risk – we would not have a business without it

  • We must take risk in a controlled way, establishing and maintaining clear credit and approval policies


Teamwork and Community

  • We respect our colleagues, customers, partners and other stakeholders

  • We are committed to supporting these communities in meaningful ways

  • Our customers are the lifeblood of the communities where we do business.

  • We want to maintain a fun workplace where successes are celebrated as a team

  • Develop a highly motivated and committed team in which people are encouraged to share their views and opinions

  • A management structure where decisions are made collaboratively and quickly, keeping the business agile and responsive to our customers



  • We show pride, enthusiasm and dedication in everything we do

  • We are passionate about our business, our products, services and our purpose

  • We are committed to developing, selling and delivering high quality products and services

  • We have a passion for winning, which will help us to deliver attractive returns for our investors

  • We want to challenge the status quo and provide products and services that may otherwise be unavailable to our customers


Why are we different than the others?

We believe that good name and good reputation is very important, here are a few of the things that make us unique and different from other people.


1. We Are a GENUINE Finance COMPANY That Is LEGALLY REGISTERED in the United Kingdom since the year 2003, THAT IS 15 YEARS AND COUNTING.
2. BG/SBLC issued from Top 50 World Banks such as HSBC, Citi, Barclays, Credit Suisse, Deutsche Bank or any prime bank of choice.
3. We issue BG/SBLC in both USD and Euro Currencies, if you pay in USD we Issue in USD & if you pay in Euro, we issue in Euro.
4. Your Privacy is our Priority; we DO NOT share your data or Business Transactions with third parties.
5. We are not BROKERS, We Are Direct Providers of Loans, Bank Instruments and Project Financiers.
6. No Legal Complaints, Lawsuits or Criminal Convictions against us in any Country till date.
7. Since 1973 till date No Customer has ever had a failed transaction with us.
8. Bank Instruments Delivered via MT760 Swift with Full Bank Responsibility
9. Brokers are welcomed & protected against possible circumvention.
10. Bank Guarantees & SBLC’s in Standard Formats from Major Banks!
11. MT799 pre advice included in all BG/SBLC transactions.

12. Solutions for every customer & every industry.
13. We are straight to the point
14. No Stupid Bank Rules
15. No Credit Checks


BROKERS: Brokers are the life blood of our business and for that reason we respect them, value them and appreciate them. So new brokers are welcomed, appreciated and compensated with good commission. Here are a few of the many benefits of being a C & M Finance Company Limited broker:

  • Professional Broker Support

  • Healthy Commissions Paid on every Deal

  • Be Direct to the client, NOT in a Broker Chains!

  • Earn between 1% to 2% Commission on Every Deal

  • Brokers are 100% Protected against Possible Circumvention.

  • Wide Range of Financial Instruments, Bank Guarantee Programs and Client Funding and Monetization Services

  • If you are interested to become our broker or company representative, kindly send us your resume via email for more information.

Contact Us


Star Lane House, Star Lane, Stamford, Lincolnshire



© 2018 C & M Finance Company Limited

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